Federal regulations require mandatory students to be covered by health insurance throughout the duration of their program. The mandatory group consists of the following students:

• All graduate students are awarded a Full Tuition Waiver as part of their graduate assistantship award.
• All undergraduate, graduate, and English as a Second Language (ESL) international students holding F1 and J1 visas.
• Degree programs that require proof of health insurance, undergraduate and graduate (Nursing).
• International Scholars.

Mandatory Health Insurance Process

Mandatory students must register for classes before the health insurance charge can post to their student account. Also, students receiving full-time tuition waivers will not see the health insurance charge posted on their student account until their respective college has applied a waiver code. Insurance charges post once a day, early in the morning. Therefore, if you register in the morning today, your insurance charge will be post the next business day. Health insurance charges for mandatory students, posted directly to their student account, must make payments by the payment deadline through PAWS via PantherPay.

UnitedHealthcare receives a list of the mandatory group of students eligible for health insurance and allows the students to enroll in the student health insurance plan or submit an insurance waiver. If the mandatory student has existing insurance coverage (i.e. parent’s plan, individual plan, or family plan), the mandatory student may waive out of the insurance provided by the University and receive a credit on their student account.

After the waiver period ends, students with no action taken automatically enroll in the United Healthcare student health insurance plan.

Although mandatory students are automatically enrolled in the UnitedHealthcare student health insurance plan after the waiver period ends, their enrollment will need to be activated if the student needs to go to the doctor prior to the waiver period end date, and/or proof of insurance is needed quickly. Once the enrollment is complete, the insured student may use  My Account to request the delivery of a permanent ID card through the mail. ID Cards are accessible via the mobile site at my.uhcsr.com. Permanent ID Cards are printed and mailed to the address on file after the open enrollment period ends.

• Domestic Student Health Insurance Plan Brochure 
• International Student Health Insurance Plan Brochure
• Student Health Insurance Checklist
• Activate Enrollment Online
• Print Insurance Card
• Login to MyAccount
• Georgia State University Health Insurance Rates, Coverage & Waiver Dates 2024-2025
• Waive Out of Mandatory Insurance

Non-Mandatory Students (Voluntary Enrollment)

Students who are not in the mandatory group are eligible to purchase student health insurance for themselves as well as their dependents from UnitedHealthcare Student Resources (UHCSR) and these health insurance premiums are paid directly to UHCSR.  Students must be enrolled in six (6) or more credits per semester to enroll in this insurance. Individuals with Optional Practical Training (OPT) approval, Postdoctoral Research Fellows, Visiting Scholars, and Postdoctoral Research Fellow Adjuncts are also eligible to purchase Voluntary Student Health Insurance. These individuals should select “Special” when enrolling online. Online enrollment takes a few minutes and you pay via credit card or eCheck to UnitedHealthcare Student Resources.

The coverage will be effective on the date the student enrolls. After the enrollment deadline, students will only be able to enroll with a qualifying event or wait until the next enrollment period.

View Georgia State University's Health Insurance Plan

Buy Voluntary (Non-Mandatory) Health Insurance

1. Click on the URL, www.uhcsr.com/gsu, to go to the UnitedHealthcare website.
2.  In the center of the page, select the appropriate policy term.
3. The “Buy Insurance” page is displayed.
4. Review the different plan options by selecting "Explore Policy" on the bottom right corner of each tab.
5. Once you have selected your desired plan, select "Enroll Now" on the bottom right corner.
6. The Basic Info screen will appear.
7. Complete the information, select the checkbox next to "I have read all applicable plan documents" then select "NEXT"
8. Select a policy term, then select "NEXT"
9. Create an Account Page is displayed.  Complete this page and press CREATE ACCOUNT.
10. Complete Personal Information and Dependent Information, if applicable, and press CONTINUE.
11. Complete Payment Information, Payer Signature, and Verify Payer's Signature and press CONTINUE.
12. The confirmation page is displayed.

Print Insurance Card

UHCSR will send an email notification when the digital ID card is available to be downloaded from My Account.

1. Click on the URL, https://www.uhcsr.com/gsu.
2. Click on Login to My Account on the portal.
3. Enter your Username and Password.
4. Press the LOGIN button.
5. Click on ID Card Information (Found under Policy Information or on the Portal Menu)
6. Click on View or Print ID Card.
7. Click on the View/Print link next to the coverage record you wish to view and print the ID card for.

Login to MyAccount

Optional Practical Training (OPT) is off-campus employment authorization in a student’s field of study for twelve months after completion of their academic program. While on OPT, you are considered to be in F-1 status and must follow the regulations in order to maintain your status. Federal regulations require F-1 and J-1 students, as well as their dependents, to be covered by health insurance throughout the duration of their program. You may buy health insurance coverage from Georgia State University’s provider UnitedHealthcare, but you are not required to use our health care provider. Most students on OPT elect to be insured through their employer. If you are not employed, you may need to explore other insurance options available that will meet your needs.

View Georgia State University's Health Insurance Plan

Buy Health Insurance from Georgia State University's Provider (UnitedHealthcare)
To purchase student health insurance for OPT Students and their dependents, please email your request to [email protected].

Coverage will be effective the date the correct premium is received by United Healthcare or a representative from United Healthcare or the effective date of the coverage period, whichever is later unless otherwise stated in the Master Policy. Rates are not pro-rated other than what’s stated on the enrollment form. Premiums are only refunded for ineligibility or entrance into the armed forces.

Dependent Coverage/Qualifying Events
Dependents of covered students are eligible for coverage under the Student Health Insurance Plan (SHIP). DEPENDENT means the legal spouse of the covered student and their dependent children. Children shall cease to be dependent at the end of the month when they reach the age of 26 years. Children are defined as children by birth, adoption, or legal guardianship. Dependent coverage will not be effective prior to that of the covered student or extend beyond that of the covered student. Dependents are required to provide proof of dependent status. The following documents will be accepted:

• For a spouse, a marriage certificate
• For a natural child under the age of 26, a birth certificate

Enrollment in the dependent plan is managed by UnitedHealthcare and the cost of the insurance premiums is paid directly to UnitedHealthcare Student Resources. The total premium is due at the time of enrollment. Certain qualifying events allow students to add dependent coverage after the close of the enrollment period.

Dependent enrollment/re-enrollment in the dependent plan is not automatic. Eligible dependents must be re-enrolled each subsequent semester or coverage period in order to continue coverage in the dependent plan.

Make checks or money orders payable to UnitedHealthcare Student Resources in US dollars. Mail enrollment form along with premium payment to:

UnitedHealthcare Student Resources
PO Box 809026
Dallas, TX 75380-9026

Your canceled check or credit card billing is your only receipt and notification of coverage. The student is responsible for timely premium payments whether or not a premium notice is received.

To pay with a credit card, complete the Enrollment Form For OPT Students and Their Dependents and email it to [email protected] or fax it to 469-229-5612. Make sure your email address is correct as UnitedHealthcare will enter your coverage request into their system and send you an email message with instructions for making your premium payment online with a credit card.

Coverage
Coverage will become effective on the date the Insurance Company receives the application and correct premium payment. Monthly coverage expires 1 month following receipt of your premium or the expiration period of July 31, whichever is earlier.

The University’s Exchange Visitor Program sponsors foreign nationals as temporary members of the academic staff for short-term teaching/lecturing, observing, conducting research, or consulting. Georgia State is authorized to host these categories of scholars: Professor, Research Scholar, Short-term Scholar, and Student Intern. The J program is part of the Student and Exchange Visitor Information System (SEVIS) and requires meeting all of its standards which includes accident and sickness insurance. Federal regulations require F-1 and J-1 students, as well as their dependents, to be covered by health insurance throughout the duration of their program. You may buy health insurance coverage from Georgia State University’s provider UnitedHealthcare, but you are not required to use our health care provider.

View Georgia State University's Health Insurance Plan

Buy Health Insurance from Georgia State University's Provider (UnitedHealthcare)
To purchase student health insurance for Visiting Scholars and their dependents, please email your request to [email protected].

Coverage will be effective the date the correct premium is received by United Healthcare or a representative from United Healthcare or the effective date of the coverage period, whichever is later unless otherwise stated in the Master Policy. Rates are not pro-rated other than what’s stated on the enrollment form. Premiums are only refunded for ineligibility or entrance into the armed forces.

Dependent Coverage/Qualifying Events
Dependents of covered students are eligible for coverage under the Student Health Insurance Plan (SHIP). DEPENDENT means the legal spouse of the covered student and their dependent children. Children shall cease to be dependent at the end of the month in which they reach the age of 26 years. Children are defined as children by birth, adoption, or legal guardianship. Dependent coverage will not be effective prior to that of the covered student or extend beyond that of the covered student. Dependents are required to provide proof of dependent status. The following documents will be accepted:

• For a spouse, a marriage certificate
• For a natural child under the age of 26, a birth certificate

Enrollment in the dependent plan is managed by UnitedHealthcare and the cost of the insurance premiums is paid directly to United Healthcare Student Resources. The total premium is due at the time of enrollment. Certain qualifying events allow students to add dependent coverage after the close of the enrollment period.

Dependent enrollment/re-enrollment in the dependent plan is not automatic. Eligible dependents must be re-enrolled each subsequent semester or coverage period in order to continue coverage in the dependent plan.

Make checks or money orders payable to UnitedHealthcare Student Resources in US dollars. Mail enrollment form along with premium payment to:

UnitedHealthcare Student Resources
PO Box 809026
Dallas, TX 75380-9026

Your canceled check or credit card billing is your only receipt and notification of coverage. The student is responsible for timely premium payments whether or not a premium notice is received.

To pay with a credit card, complete the Qualifying Event Form and email it to [email protected] or fax it to 469-229-5612. Make sure your email address is correct as UnitedHealthcare will enter your coverage request into their system and send you an email message with instructions for making your premium payment online with a credit card.

Coverage
Coverage will become effective on the date the Insurance Company receives the application and correct premium payment. Monthly coverage expires 1 month following receipt of your premium or the expiration period of July 31, whichever is earlier.

For more information, please visit the International Student and Scholar Services website.

Dependents of covered students are eligible for coverage under the Student Health Insurance Plan (SHIP). Dependent means the legal spouse of the covered student and their dependent children. Children shall cease to be dependent at the end of the month when they attain the age of 26 years. Children are defined as children by birth, adoption, or legal guardianship. Dependent coverage will not be effective prior to that of the covered student or extend beyond that of the covered student. Dependents are required to provide proof of dependent status. The following documents will be accepted:

• For a spouse, a marriage certificate
• For a natural child under the age of 26, a birth certificate

Enrollment in the dependent plan is managed by UnitedHealthcare and the cost of the insurance premiums is paid directly to UnitedHealthcare Student Resources. The total premium is due at the time of enrollment. Certain qualifying events allow students to add dependent coverage after the close of the enrollment period.

Dependent enrollment/re-enrollment in the dependent plan is not automatic. Eligible dependents must be re-enrolled each subsequent semester or coverage period in order to continue coverage in the dependent plan.

Enroll dependents

Prior to enrolling dependents, mandatory students must first complete their enrollment form to activate coverage and non-mandatory student must first complete their voluntary enrollment form. Insurance ID cards can be accessed through your My Account.

• Enroll dependent
• Georgia State University Health Insurance Rates, Coverage & Waiver Dates 2024 - 2025
• View My Account User Guide
• Create MyAccount
• Login to MyAccount