Credit is your reputation as a borrower. It tells lenders how likely you are to make repayments. Credit consists of information about your borrowing history.
If you do not have a credit history, lenders do not know if they should lend you money. Young adults who are just starting to learn about financial responsibilities need to build credit. The video below has some helpful tips to help you avoid credit pitfalls to build your credit the right way.
The Student Financial Management Center and the Offices of Student Accounts and Financial Aid are available to assist you. We ask all students use Panther Answer to submit their questions.
If you are not a student or you have not been admitted to the university, please send an email to SFMCguest@gsu.edu. Please include your full name and phone number in your message. One of our staff will respond to your question.