Student Health Insurance

Who is covered by UnitedHealthcare?

The following groups of students are required to have health insurance. Students in these categories are automatically assessed a health insurance premium upon registration. Students who have comparable coverage through another insurance company have the option to waive out of this mandatory insurance plan provided by UnitedHealthcare. See below for details about waving out of the plan.

  • All undergraduate, graduate and ESL international students holding “F” or “J” visa status.
  • All graduate students receiving a full-time tuition waiver as part of their graduate assistantship award.
  • All graduate students receiving fellowships that fully fund their tuition.
  • Undergraduate and graduate students enrolled in programs that require proof of health insurance.

When does my coverage begin, and how much does it cost?

2013-2014 Mandatory Student Insurance Plan Premiums

Premiums Fall Spring & Summer Annual
(08/01/13 -01/06/14) (01/07/14 – 07/31/14) (08/01/13 – 07/31/14)
Age 26 and Under**
*Regular Rate $579 $802 $1,381
Graduate Assistant receiving full-time tuition waiver or fellowship $407 $495 $902
A&S Graduate Assistant receiving full-time tuition waiver $337 $395 $732
Age 27 and older**
*Regular Rate $747 $1,035 $1,782
Graduate Assistant receiving full-time tuition waiver or fellowship $572 $661 $1,233
A&S Graduate Assistant receiving full-time tuition waiver $502 $561 $1,063

*Regular rate applies to students required to have insurance and do not hold a full-time graduate assistantship.
**Age as of August 1 for fall and January 1 for spring will be used to determine rate.

Frequently Asked Questions

Insurance charges post once a day early in the morning. Therefore, if you register in the morning today then your charges will be posted the next business day.
Yes, you will receive your permanent insurance card directly from UnitedHealthcare in the mail after the open enrollment period ends.
Enroll at UnitedHealthcare’s website and print a temporary insurance card by following these instructions.  You will receive your official insurance card in the mail after the waiver period ends.

  1. Go to the United Healthcare web site at www.studentcenter.uhcsr.com/gsu
  2. Select the Enrollment Form link.
  3. Enter your Date of Birth and Panther ID#
Students who already have comparable insurance coverage can apply to waive the insurance requirement. A comparable plan is one that meets the minimum requirements indicated by the Georgia Board of Regents. UnitedHealthcare will determine if your coverage meets the minimum requirements.  To apply for a mandatory insurance waiver:
  1. Go to the United Healthcare web site at www.studentcenter.uhcsr.com/gsu
  2. Select 2012-2013 Georgia State University Fall 2012 Waiver form
  3. Enter your Date of Birth and Panther ID#

A waiver of the mandatory health insurance is only valid for one semester, so you will have to submit a new waiver request for future semesters.

Yes, if your insurance does not provide acceptable coverage in comparison with that provided by UnitedHealthcare. However if your plan has comparable coverage and you still have been denied then follow these steps:

  1. If denied the first time, you may appeal by submitting another waiver request via UnitedHeathcare’s GSU Student Center webpage.
  2. If denied the second time, you may appeal again to UnitedHealthcare, who will forward your appeal to the Board of Regents for review.
Please contact UnitedHealthcare with any other questions you have about coverage.