Waiving out of SHIP

Mandatory students can waive out of the mandatory student health insurance plan if they are covered by an alternate insurance plan (i.e. individual, parent’s, or family) that meets the minimum requirements for comparable and adequate coverage mandated by the University System of Georgia.

Prior to submitting a waiver request, a mandatory student must be registered for classes. Waiver requests must be submitted during each semester waiver period. Waiver requests submitted after the waiver deadline will not be considered. Once you have submitted your waiver application, it will be reviewed.  The review process may take up to 10 business days. You will be notified at the email address you provided in your waiver application of your approval or denial of the waiver.

Waiver Approved

Once the waiver request has been approved by UnitedHealthcare, the student will receive an email confirmation of approval from UnitedHealthcare. Next, Student Accounts will apply a waiver to your account within 5 business days.

Waiver Denied

If your waiver request is denied and you wish to submit an appeal, you must submit your waiver appeal to your institution’s Student Health Insurance Representative within seven (7) business days from the date of denial.  Appeals must include supporting documentation regarding your personal health insurance coverage. You must submit a letter from your insurance company verifying coverage and a copy of your insurance policy that outlines your coverage. Documentation must be in English.

Fall Semester waiver dates: The waiver period for Fall Semester 2014 will open on July 7, 2014 and close on October 1, 2014.  The coverage will begin on August 1, 2014 and end December 31, 2014.

View Health Insurance Rates, Coverage and Waiver Dates

Failure to submit a waiver by the waiver close date will result in automatic enrollment into the University’s mandatory health Insurance plan (UnitedHealthcare). This means that you will be responsible for paying for the insurance charge that posts to your student account.

If payment for the mandatory insurance is not received by the waiver close date, then your classes will be dropped.

Information Required to Apply for a Waiver

Students waiving out of the mandatory student health insurance plan must provide complete policy information (insurance company name, address,  website and phone number; policy holder’s name and date of birth; policy number; group number and group name if applicable; policy dates of coverage, as well as information on the benefits provided by your plan) on the waiver form. You will not be able to complete a waiver request without this information.

Minimum Coverage Required to Waive Out of Mandatory Insurance

The University System of Georgia requires all students in the mandatory group to have reasonable, comparable, creditable coverage to the current system-wide student health insurance plan provided. The following benefits must be included in your plan to be considered for a waiver.

Domestic Students

  • Both accident and sickness coverage
  • Minimum benefit $500,000 per policy year
  • Reasonable deductible ($3,000 or less) and/or co-pay per individual, per year
  • In-patient and outpatient, mental and nervous disorder benefits
  • Prescription Drug Coverage
  • Pay benefits worldwide

International Students

  • Both accident and sickness coverage
  • Minimum benefit $200,000 per policy year
  • Reasonable deductible ($3,000 or less) and/or co-pay per individual, per year
  • In-patient and outpatient, mental and nervous disorder benefits
  • Prescription Drug Coverage
  • Pay benefits worldwide
  • Medical evacuation to one’s home country and family reunification of not less than $10,000
  • Provision for repatriation of remains of not less than $7,500
Before you apply for the waiver, please review the Student Health Insurance Checklist. Apply for the mandatory waiver at the UnitedHealthcare Student Center, and follow the steps below.
  1. Enter your Date of Birth and Student ID. Press Continue.
  2. “Georgia State University Waiver Form” page is displayed. Please note that if you answer “No” to either Question 1 or Question 2, your waiver will automatically be denied. The University System of Georgia requires all students in a mandatory category to have reasonable, comparable, creditable coverage to the current system-wide student health insurance plan provided. By answering “Yes” to these questions, verifies that you have adequate health insurance coverage that is comparable to the mandatory health insurance plan offered by the University.
  3. Complete the STUDENT INFORMATION section.
  4. Complete the INSURANCE INFORMATION section.
  5. Complete verification statement by signing and dating form.
  6. Press Submit