Loan Counseling and Master Promissory Note

Master Promissory Note for Direct Loans

The Master Promissory Note is used by all schools and borrowers to simplify the loan application process for students. To sign the Master Promissory Note electronically, visit and follow these steps:

  • From the home page, click on the “Sign In” button located in the “Manage My Direct Loans” box. The Sign In page will appear.
  • Use of another person’s PIN constitutes fraud. Use only your own PIN information.
  • Once signed in, click on the “Complete MPN” option located under the “Master Promissory Note” heading on the left menu bar. The Master Promissory Note (MPN) page will appear.
  • Select the type of loan you would like to receive.
  • Follow the instructions to complete, sign, and submit your MPN.

Entrance and exit loan counseling is also done through Federal Direct Loan borrowers who are leaving school, dropping below half-time enrollment, or graduating must complete exit counseling. Exit counseling provides you with important information about repayment and your rights and responsibilities.

Master Promissory Note for Perkins and Berner Loans

  1. Upon acceptance of a Federal Perkins or Berner Loan, a first-time borrower must complete a Master Promissory Note (MPN).
  2. The student will receive an email within 48 hours from the Office of Student Accounts to complete the E-sign Online MPN at
  3. The student is required to use the FAFSA pin to complete the MPN.
  4.  The student MPN information for the Perkins/Berner Loan will be updated within 72 hours of completion of the MPN.